5 Top Tips To Managing Your Cashflow And Budgeting

Cash flow is king.. it’s a cliché that is synonymous with business accountants alike. But for some reason has been lost within our consumer driven lifestyle of today. Understanding your personal finances is the foundation of reaching any sort of success with your financial goals. It is what enables you to travel, buy investments and even go out with friends. The difference between getting it right early can leap frog you in front of your peers quicker than you think. The stigma attached with cash flow management and budgeting is, that it is boring. There is nothing sexy about budgeting and

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Helping Your Kids Learn About Money

Do you ever take your child to the supermarket and let them hand the money to the cashier? Or maybe they’ve got their first piggy bank to stash away a few cents here and there? Whether you know it or not, your children are already developing a relationship with money that will last a lifetime.  Researchers at the University of Cambridge have discovered that children develop most basic finance concepts by age 7. In 2013, Drs Whitebread and Bingham released a report for the UK’s Money Advice Service which explained that the ‘cognitive and metacognitive processes’ that drive financial thinking

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Top Cash-flow Tracking Apps

There is no doubt that in today’s day and age our lives are ruled by the ever changing use of technology. We are right in the middle of technological advances that are linking business and consumers like never before. As with any boom, technology and how it is being used is rapidly shifting the landscape in which we operate in faster than we can keep up. This could not be truer than what we are seeing right now in the financial services arena. Apple and Android’s alike are flooded with budgeting, investing and money applications that can improve the ability

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What Does Your Retirement Look Like?

Every day we have existing or new clients come and talk to us about retirement. The most common questions: How much do I need? When can I retire? Do I have enough? These are perfectly reasonable questions but very few people have actually pictured what retirement looks like. Having an understanding of what retirement looks like helps us answer the above questions, but more importantly it puts the focus back on this huge life change that is occurring. So before you start thinking about the monetary side, step back and think about the life you want to lead in retirement:

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