Quarterly Update (Sep 2017) – Presented by Dom Giuliano from Magellan Financial Group

Following the end of the September quarter we asked Dom from Magellan to provide an economic update on the past quarter. Given the global nature of this fund, the focus of this update is on the USA. We regularly meet with best of breed fund managers to review, analyse and authenticate their offering with the view to building quality portfolios for our clients. On a quarterly basis we select one of our fund managers to provide a quarterly update for our clients. / McQueen Financial Group is a corporate authorised representative of Total Financial Solutions Limited. AFSL No. 224 954,

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Protecting The Life (And People) You Love

  With more Australians having children later in life, starting a second family and carrying significant levels of debt well into their 50s and 60s, life insurance has never been more important. Life is full of unexpected twists and turns and you never quite know what is around the corner. Protecting your family against the loss of all the things you have worked hard for over the years is the cornerstone of a sensible strategy to defend your wealth and current lifestyle. Although most people know this, being ‘underinsured’ – or holding insufficient life-related insurance cover – remains common across

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Mortgages: Lock In Certainty, Or Roll The Dice On Savings?

Over the last few years, interest rates have dropped dramatically. They’re now around a quarter of what they were a decade ago, and half of what they were just a few years ago. The Reserve Bank’s decision to leave rates on hold has got some economists and commentators talking; could it be time for a rate rise soon? Nobody knows exactly when (or even if) the Reserve Bank will raise interest rates again. The good news, however, is that you’ve got a choice that allows you to hedge your bets. Whether you’re establishing a new mortgage or switching from an

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Acquired Brain Injury (ABI)

  ABI is a term that is applied to any type of brain damage occurring after birth, and can include damage sustained from infection, disease, prolonged alcohol or drug abuse, lack of oxygen or even a blow to the head. Furthermore, it is more common than one would think.  According to the ABS, over 700,000 Australians have a brain injury that incurs daily activity limitations, and participation restrictions.  Frighteningly, of these 700,000, approx. 3 out 4 are aged 65 or younger, with almost two thirds of that being acquired before the age of 25.Three quarters of those with ABIs, are

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The Facts About Melanoma

  As Spring is in full swing and the sun is coming out again it is time to think about our skin, particularly melanoma. We hear about Melanoma being the most dangerous type of skin cancer. It may appear as a new spot or as a change in an existing mole or freckle. Over 95 per cent of skin cancers can be successfully treated if they are found early. Did you know that Australia has one of the highest rates of skin cancer in the world? Two in three Australians will be diagnosed with skin cancer by the age of

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Bowel Cancer

On a sad note, we were recently discussing a case where an adviser in the industry passed away after being diagnosed with Bowel cancer. Bowel cancer is dangerous. You can have no health issues whatsoever and then suddenly the dreaded disease can take control of the body. No one should have to go through this and we hope that one day a cure can be found. There are benefits of early detection / screening rather than waiting to turn 50 years old or having  family history that requires a colonoscopy /  gastroscopy  prior to age 50.  It is suggested that

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