What Is Financial Advice, Financial Planning, Investment Management And Do You Need It?

Sometimes I find it hard to explain what we do and how we charge for it, part of this is due to public misconception and part to where this industry/profession has come from. Most people seeking financial advice expect to pay a fee but they expect their financial dollar return to be greater than that fee – but financial advice is not a transaction and it isn’t an investment service. Financial advice is a service that takes time and expertise, hence the charging of a fee. Not wanting to pay this fee would be like only paying your accountant if

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Introduction to Income Protection Insurance

Income Protection Insurance protects you by paying an ongoing income if you are unable to work due to illness or injury. Benefits Income protection cover pays an ongoing monthly benefit to protect: your lifestyle by replacing your lost salary so you can continue to meet your living expenses and debt repayments, and your wealth by reducing or removing the need to sell assets to generate cash. Without insurance, you may need to run down your savings, sell assets, and/or rely on family or Centrelink for assistance. You may find it difficult to maintain your standard of living or pay for

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Time To Start Tax Planning

Typically at the end of the financial year, people start making last minute attempts to improve their tax position, which may lead to poor decisions being made. At McQueen Group, we believe the new financial year is the best time to start your tax planning for the year ahead. We see May and June as the months to make final, small adjustments in line with your overall strategy.   Areas you should consider are: How much tax are you paying? It can sting a bit when you look at your PAYG Summary and see how much tax you paid in

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Top Cash-flow Tracking Apps

There is no doubt that in today’s day and age our lives are ruled by the ever changing use of technology. We are right in the middle of technological advances that are linking business and consumers like never before. As with any boom, technology and how it is being used is rapidly shifting the landscape in which we operate in faster than we can keep up. This could not be truer than what we are seeing right now in the financial services arena. Apple and Android’s alike are flooded with budgeting, investing and money applications that can improve the ability

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We Chat With Clare Talbot From AMP Capital Core Property Fund

In this chat we talk with Clare Talbot from AMP Capital Core Property Fund. Essentially the AMP Capital Core Property Fund was developed to provide access to a strategic mix of Australian and global direct property and Australian and global listed property securities, giving investors a single property solution for their investment portfolios. In this video Clare highlights what has gone well over last 12 months for the fund. Clare describes that the exposure to direct markets as well as 50% of the funds transactions that are happening in Australia are from offshore investors as driving the demand for direct

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Meet The Team: Sarah White

  If you’ve ever rung our office or popped in for a visit, you will have met our brilliant Client Concierge; Sarah White. Sarah is constantly praised by visitors as being the most delightful and happy person they have ever encountered when enterting an office environment. We love working with Sarah as not only does she delight and make all visitors to our office feel welcome, she fosters an inclusive social environment for our team. Today we have put Sarah on the spot and asked her to share with us, what it is she loves about working at McQueen. Sarah

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Shares v Managed Funds

As always when thinking about different investment vehicles to use for yourself, you need to fully understand what it is you are investing in. It is extremely important to understand the fundamentals of the vehicles you choose to invest in as it can make a huge difference to the end result of your chosen investment. Investing into the share market can often seem like a minefield for the regular investor, so understanding it and the range of investments within it is a must. There are many ways to invest into the share market as well as different strategies. Buying shares

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We Chat With Steve From Rare

Check out our recent chat with Steve Williams from Rare Infrastructure. We regularly meet with best of breed fund managers to review, analyse and authenticate their offering with the view to building quality portfolios for our clients. Our meet the manager series is a snapshot of these meetings designed to share interesting insights with our clients. In this chat Steve talks about an overview of Rare Infrastructure, discussing current positive outlooks for investors and identifying what the next 12 months of Rare investors are subject to. Rare, otherwise known as risk adjustment return to equity, focuses on exclusively global listed infrastructure. Steve highlights

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Growing Your Superannuation

Making voluntary superannuation contributions is a key way to boost your retirement savings. This article explains the different methods of contributing to superannuation. There are several ways an individual may add to their superannuation. These include: Personal superannuation contributions Salary sacrifice Spouse contributions; and Government co-contributions   Personal superannuation contributions Making a personal contribution into superannuation and claiming a tax deduction for the contribution increases your retirement savings and reduces your income tax payable. Benefits Investing in superannuation boosts your savings to help meet your retirement goals The rate of return inside superannuation may be higher after-tax than investing outside superannuation.

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McQueen Q2 2017 Market Update

In this video, Nowaki McQueen-Tokita Partner at McQueen Group, provides a market update for the June quarter. Nowaki explains June 30 marked the end of a strong, yet volatile 5 year investment period. He identifies several geopolitical risks world wide as well as acknowledging opportunity in the US and Australian shares. Nowaki concludes by saying that at the end of the day, McQueen are long term investors, and while many of the above risks could dominate headlines and cause volatility, chasing returns or selling in times of crisis are seldom winning strategies over the long term.     McQueen Financial

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